International-Cargo-Transportation-Insurance优质获奖课件.pptx

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International-Cargo-Transportation-Insurance优质获奖课件.pptx

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ChapterTen

;Generalintroductionofinternationalcargotransportationinsurance;保险旳定义;Fundamentalprinciplesofinternationalcargoinsurance

;PerilsandLossesinOceanTransportation;(2)Extraneousrisks外来风险

①Generalextraneousrisks

Generalextraneousrisksincludetheftorpilferage,shortdeliveryNon-delivery,leakage,shortageinweight,clashing,breakage,hookdamage,freshandrainwaterdamage,rust,condemnation,sweatingandheating,taintofodor.

②Specialextraneousrisks特殊外来风险

;Oceanaverageandcharges;①Totalloss

Totallossmeansallthegoodsoranindivisibledispensablepartofthegoodsinsuredsufferedlossesduringthetransit,nothingisleft.Itusuallycoversactualtotallossandconstructivetotalloss.

;Actualtotalloss实际全损

Itmeansthatthegoodsinsuredarecompletelylostoraresobadlydamagedthattheyarenotworthrepairing.

Constructivetotalloss推定全损

Constructivetotallossmeansthattheshiporhercargoaresobadlydamagedthatthecostofrepairwouldbegreaterthanthemarketvalue,itistreatedastotallylost,andtheinsurersareboundtopaythetotalsumforwhichthedamagedshiporcargowasinsured.

;②Partialloss部分损失

Partiallossreferstoalossofthegoodsinsured,notthewhole.

Particularaverage单独海损

Particularaveragereferstothelossarisingfromanaccidentalhappening,thecostofwhichisbornebytheownersoftheparticularthingorclassofthinglost,forexampleofcargo,shiporfreight.

;Generalaverage共同海损

Generalaveragereferstothesharingofapartiallosswhichhasresultedfromanextraordinarysacrifice,madeonpurposetopreventatotalloss,e.g.when,inasituationofgreatdangerthemasterthrowspartofthecargointotheseainordertosavetheshipandtherestofthecargoforthecommongood.Itisanacceptedruleoftheseathatthemasterhastherighttodothisandthatlossshouldbesharedbythevariouspartiesjoinedinthemarineadventure.