财务管理专业+中小企业融资困境及对策分析 ——以韵达为例-毕业论文.pdf

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摘要

当前，我国经济快速发展，中小企业在推动我国经济发展中发挥着至关重要

的角色,成为国民经济进步的的活力与动力，起到了助力经济增长、加快创新速

度和增加就业岗位等作用，中小企业是否能够保持稳定的速度增长与我国改善民

生和维护社会稳定有着直接的关联。然而由于经营规模小、融资门槛高等因素的

影响，中小企业仍面临许多融资难题。所以,本文以中小企业的融资为分析对象,

以韵达股份有限公司为具体案例，总结了中小企业融资现状、分别从内、外部环

境分析中小企业融资困境成因。并提出针对性的对策及建议。对我国的中小企业

的融智困境的发展现状进行正确的认识，有助于政府、金融机构和社会共同努力

将这些问题进行针对性的解决，帮助中小企业突破自身局限、实现快速发展。

关键词：中小企业融资困境对策

Abstract

Atpresent,ourcountryeconomyfastdevelopment,thesmalland

medium-sizedenterprisesinpromotingChinaseconomicdevelopmentplays

animportantrole,becomeanationaleconomicprogressofthevitality

andthepower,thepowerofeconomicgrowth,tospeedupthepaceof

innovationandincreasejobs,smallandmedium-sizedenterprisescan

maintainstablegrowthandimprovepeopleslivelihoodandmaintain

socialstabilityinourcountrythereisadirectcorrelation.However,

duetotheinfluenceofsmalloperationscaleandhighfinancingthreshold,

smesstillfacemanyfinancingproblems.Therefore,thispapertakesthe

financingofsmallandmedium-sizedenterprisesastheanalysisobject

andyundaco.,ltd.asthespecificcasetosummarizethestatusquoof

financingofsmallandmedium-sizedenterprisesandanalyzethecauses

offinancingdifficultiesofsmallandmedium-sizedenterprises

respectivelyfromtheinternalandexternalenvironment.Andputforward

thecorrespondingcountermeasuresandSuggestions.Acorrect

understandingofthedevelopmentstatusquoofthefinancingdilemmaof

smallandmedium-sizedenterprisesinChinaishelpfulforthegovernment,

financialinstitutionsandthesocietytomakejointeffortstosolve

theseproblems,andhelpsmallandmedium-sizedenterprisestobreak

throughtheirownlimitationsandachieverapiddevelopment.

Keywords:SmallandMediumEnterprisefinancingdilemmacountermeasure