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目次
1总则····································································1
2术语···································································2
3住房公积金缴存························································7
3.1单位缴存········································································7
3.2灵活就业人员缴存···························································19
4住房公积金提取·······················································23
4.1提取范围和条件······························································23
4.2不予提取情形·································································24
4.3提取申请时间·································································25
4.4提取额度·······································································26
4.5提取申请材料·································································27
4.6提取业务办理程序···························································29
5住房公积金个人住房贷款···········································31
5.1贷款对象和条件······························································31
5.2贷款额度、期限和利率·····················································32
5.3贷款担保·······································································33
5.4贷前调查·······································································36
5.5贷款受理及初审······························································36
5.6贷款复审·······································································38
5.7贷款审批·······································································38
5.8借款合同签订·································································39
5.9担保落实·······································································39
5.10贷款发放·············································
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