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2023届浙江省适应性考试高三6月英语试题
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学校姓名：班级：考号：
一、阅读理解
Gettingtoknowyourmoneypersonalitycanhelpyoureininyourspendinghabitsand
takebackcontrolofyourpersonalfinances.Here,financesavingmoneyexpertPeteRidleyat
CarFinanceSaverrevealstheUKscoremoneypersonalities,alongwithactionstoadoptthat
reducethenegativeconsequencesofeachpersonalitytype.
TheSpontaneousSpender
Aspontaneousspenderreferstoapersonthatexhibitsa“spendnow,thinklater”attitude.
Theycanfindittrickytodifferentiatebetween“needtohaves”and“nicetohaves”,andoften
feel“spender’sguilt”.
“Beforeyoumakeapurchase,taketimetodecidewhethertheitemisa‘needtohave’or
a‘nicetohave’.Thiswillaidinavoidingsplurges(挥霍)thatprovideshorttermsatisfaction
andpost-spenders’guilt.”saysRidley.
TheDeterminedSaver
Anunderlyingsenseofworryandfearcanbeattherootofapersistentsaver,andtheir
determinationtosavedisguisesanoverwhelmingfearofmoney.
“Savingisgreat,”saysRidley,“butit’simportanttoregardmoneyasafriendandnotan
enemy.Alwaysbesuretomakenon-essentialpurchases.Theseitemsdon’thavetobeamajor
expense,butjustenoughthatyouacknowledgethatmoneycanbetheretobeenjoyedandnot
justputaway.”
TheMoney=Status
Thispersonalitytypecanlivebeyondtheirmeansbymakingpurchasesthattheydon’t
need,strivingtokeepupwithothersandsayingyestofriendshipplansthattheycannot
afford,tokeepuptheappearanceoffinancialwellbeing.
“It’sherethatyoucanadoptthe50/20/30rule:50percentessentiallivingexpenses,30
percentdisposableincomeand20percentsavingandpayingdebts,”suggestsRidley.
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