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Abstract
Forthedevelopmentofbusinessprocessesofcommercialbanksinthecurrent,bank
outletsareaveryimportantplatformandcanprovidevariousfinancialservicesfor
customers.Underthisplatform,ontheonehand,customerscanenjoyvariousfinancial
productsandservicesofthebank,ontheotherhand,thebankcangraduallyestablishits
ownbrandimage.Atpresent,withtherapiddevelopmentofdomesticandinternational
economyandInternetfinance,somemainbusinessesoftraditionalfinancesuchas
payment,depositandloan,investmentandfinancialmanagement,havebeengreatly
impacted.Thesebankingbusinessescannolongermeettheincreasingneedsofcustomers.
Reformisurgent.Itisnecessarytospeedupthedevelopmentoftraditionalfinancial
methods.Majorbankshaveacceleratedthepaceofnetworktransformation.Howto
successfullytransforminacomplexmarketenvironmenthasbecomeamatterthat
commercialbanksneedtosolvequickly.
BasedontheanalysisofthespecialstageofOutletAofAgriculturalBankofChinas
networkexplorationandattemptofnetworktransformation,thisthesisconductsin-depth
researchontheactualsituationofoutletAsnetworkaccordingtothetheoreticalbasisof
riskmanagementandbanktransformationrisks,introducesindetailthetransformationof
outletAsnetwork,discussestheexistingdeficienciesandproblems,andmakesdetailed
plansforthetransformationofoutletAsnetwork.Then,wewillcarryoutin-depth
researchonsomeriskcontentsanddeficienciessuchaspoorallocationofhuman
resources,disorganizednetworklayout,poorhallservice,staffpostassessmen
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