银行与金融服务翻译专业考核试卷.docx

银行与金融服务翻译专业考核试卷

考生姓名：答题日期：得分：判卷人：

本次考核旨在检验考生对银行与金融服务专业术语的翻译能力，以及对相关文献的理解和表达能力，考察其专业素养和跨文化交际能力。

一、单项选择题（本题共30小题，每小题0.5分，共15分，在每小题给出的四个选项中，只有一项是符合题目要求的）

1.Theprocessofdepositingmoneyinabankisknownas________.

A.withdrawal

B.lending

C.deposit

D.investment

2.________referstothefeeschargedbyabankforprovidingvariousservices.

A.Interest

B.Servicecharges

C.Interestrates

D.Deposits

3.Theamountofmoneythatabankpaystoacustomerforkeepingtheirmoneyiscalled________.

A.Charge

B.Fee

C.Interest

D.Service

4.A________isawrittenagreementbetweenaborrowerandalender.

A.Loan

B.Account

C.Deposit

D.Interest

5.Therateatwhichthecentralbankchargescommercialbanksforborrowingmoneyisknownasthe________.

A.Discountrate

B.Primerate

C.Interestrate

D.Bankrate

6.Theprocessofborrowingmoneyfromabanktopurchaseahomeiscalled________.

A.Deposit

B.Lending

C.Mortgage

D.Investment

7.A________isafinancialinstitutionthatoffersbankingservicestothepublic.

A.Creditunion

B.Investmentbank

C.Commercialbank

D.Savingsbank

8.Theamountofmoneythatabankholdsinreservetomeetitsobligationsiscalled________.

A.Capital

B.Reserve

C.Deposit

D.Capitalreserve

9.Thetermusedtodescribethedifferencebetweenthesellingpriceandthepurchasepriceofafinancialassetis________.

A.Profit

B.Loss

C.Yield

D.Margin

10.A________isafinancialinstitutionthatprovidesfinancialservicestobusinesses.

A.Commercialbank

B.Investmentbank

C.Savingsbank

D.Creditunion

11.Theprocessofsellingafinancialassettogeneratecashisknownas________.

A.Buying

B.Selling

C.Investing

D.Lending

12.Theactofprovidingfundstoaborrowerinexchangeforfuturerepaymentiscalled________.

A.Investment

B.Deposit

C.Lending

D.Saving

13.A________isadocumentthatguaranteesthepaymentofadebtortheperformanceofanobligation.

A.Loan