第三章信用工具1.pptxVIP

第三章信用工具1第三章信用工具12025/1/18

Maincontentofthischapter-thethreeimportantnegotiableinstrument:billofexchange,promissorynoteandcheck.ThefunctionofanegotiableinstrumentThecharacteristicsofeachinstrumentTheessentialsofeachinstrument第三章信用工具1

3.1outlineInstrumentisakindofcertificateinwritingwhichaimsatobtainingacertainamountofproceeds.Itclearlyrecordscurrencytocertainextend,circulatingamongparticipants,facilitatingthetransferofcredits,actingaspaymentandcredittoolsinmerchandiseexchange.第三章信用工具1

Therearetwocategoriesofproperty:Realproperty(不动产):thepropertylikelandandhouse,whichcannotbemovedfromoneplacetoanother,.Personalproperty(动产):Itcouldbetakenawaybytheownerofproperty.Thepersonalpropertycanbeclassifiedintochoseinaction(权利财产)andchoseinpossession（占有财产）第三章信用工具1

Achoseinactionispropertywhichdoesnotphysicallyexistandconsequentlycannotbeeffectivelyprotectedbyphysicalmeans,onlybycourtaction.therefore,itisoftenreferredtointangiblepropertysuchasbillofexchange,billoflading,patents,copyrights,shareandlifepolicies(人寿保险单).第三章信用工具1

Achoseinpossessionispropertywithaphysicalexistence,suchpropertycanthereforebephysicallypossessedandprotected,suchasBooksinyourbookshelforclothesinyourwardrobe.第三章信用工具1

Theproofoftitletoachoseinactioniscertificateoftitle,ordocumentoftitle,sometimesalsocalledbroadinstrument,whichcanbetransferredfromoneholdertoanotherbysomelegalactions.Generally,thetitlecanbetransferredfromtransferortotransfereeinthreeways:Negotiation,semi-negotiation,andassignment.第三章信用工具1

票据的概念及特性当国际贸易结算从现金结算过渡到非现金结算时，其使用的以抵消国际间债权债务关系的信用工具就是票据。票据是指由出票人签发并无条件承诺由自己或委托他人支付一定金额的有价证券，包括汇票（billofexchange）、本票（promissory）和支票（cheque）。第三章信用工具1

票据的特性1、设权性。指票据权利的发生，必须以票据的设立为前提。票据是一种表示具有财产价值的权利的文本。票据权利的产生必须作成票据；票据权利的转让必须交付票据；票据权利的行使必须提示票据。票据的权利在票据作成之前并不存在，是在票据作成时同