邮储银行供应链金融业务风险管理优化研究.pdf

兰州财经大学MBA学位论文邮储银行供应链金融业务风险管理优化研究

ResearchonRiskManagementOptimization

ofSupplyChainFinanceBusinessofPostal

SavingsBankofChina

Candidate:zhengLihuan

Supervisor:XuXiaoyong

兰州财经大学MBA学位论文邮储银行供应链金融业务风险管理优化研究

Abstract

Supplychainfinancialbusinesscaneffectivelyfightagainstrisksin

financialservicesandreducethebadlossesbroughtbyrisks.Inthis

businessmodel,thecoreenterprisescanobtainmorecapitalflowor

informationflowfromtheupstreamanddownstreamenterprises.

Integrateandorganizetheseresourcestocontroltheuncontrollablerisks

thatmayariseandensurethattheriskproblemsareminimized.After

ensuringthatallenterprisesintheoverallsupplychainmaintainthebest

state,itshouldplaytheroleofsupplychainfinancebusiness.Compared

withthetraditionalcredit-savingmodel,thesupplychainfinance

businesscanshowmorerealinformation.Itinvolvestradebackgroundor

invoiceflowandlogistics,andusesmultipleverificationmethodsto

improvethereliabilityofinformation.Thesupplychainfinancebusiness

ofbankshasachievedgoodresults,butalsoimprovedtheoveralllevelof

enterprisesintermsofcapitaldemand.However,fromtheperspectiveof

thecurrentcapitalacquisitionmode,onlyusingenterprisecreditto

promotethisbusinessmaycausemoreseriousbusinessriskproblems.

Thispaperqueriestherelevantliteratureofsupplychainfinance,

combinedwiththecurrentpracticalexperience.Thepaperfocusesonthe

introductionofPSBCsloanbusiness,riskmanagementandotheraspects

inrecentyearsastheresearchobject.Thedatasamplescanclearlyshow

兰州财经大学MBA学位论文邮储银行供应链金融业务风险管理优化研究

thedevelopmentstatusofPSBCinsupplychainfinancebusiness,thatis,

thebusinessmodelinvolved.Theres