中意石油保医疗保险（互联网专属）条款.pdf

中意人寿[2025]医疗保险010号

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您拥有的重要权益

被保险人可以享有本合同提供的保障利益································································2.4

您有权解除合同···································································································5

您应当特别注意的事项

在某些情况下，我们不承担保险责任·······························2.3、2.4、2.6、3.2、3.4、7.1、8

您应及时向我们通知保险事故···············································································3.2

受益人的保险金的申请权应在一定期间内行使··························································3.6

您应按时支付保险费···························································································4.1

解除合同会给您造成一定的损失，请您慎重决策·······················································5.1

在某些情况下，本合同效力终止············································································6.1

您有如实告知的义务···························································································7.1

我们对一些重要术语进行了解释，请您注意······························································10

条款是保险合同的重要内容，为充分保障您的权益，请您仔细阅读本条款。

条款目录

1您与我们订立的合同3.1受益人6合同效力的终止

1.1合同构成3.2保险事故通知6.1合同效力的终止

1.2保险合同成立与生效3.3保险金的申请7如实告知

1.3投保年龄3.4特定药品院外药店购买或领7.1明确说明与如实告知

1.4合同的签收取药品流程7.2本公司合同解除权的限制

2我们提供的保障3.5保险金的给付8重度疾病的定义及范围

2.1保障计划3.6诉讼时效9其他需要关注的事项

2.2保险期间4保险费的支付9.1年龄错误

2.3等待期4.1保险费的支付9.2合同内容变更

2.4保险责任4.2基本医疗保险、公费医疗或9.3联系方式变更

2.5补偿原则及给付标准