广发银行2012年广发银行招聘考试笔试试卷完整真题及答案解析B卷.pdf

第一部分性格倾向测试

略

第二部分英语能力测试

一、语法选择个

25

1.Ifthelessormakesanequityinvestmentequalto20%oftheequipmentsoriginalcost,andborrowstheremaining

80%fromalong-termcreditor,andwritesanoncancelableleasefortheequipment,suchleaseiscalleda

___________.

A.operatingleaseB.leveragedlease

C.direct-financingleaseD.sales-typelease

2.Theinterestrateforborrowingfundsfrominter-bankmarketiscloseto,butalwaysslightly____________therate

thatisavailablefromthecentralbank.

A.lowerthanB.higherthanC.ashighasD.notashighas

3.___________isafinancialmarketinwhichsecuritiesthathavebeenpreviouslyissuedcanberesold.

A.AprimarymarketB.Asecondarymarket

C.AissuingmarketD.Thecapitalmarket

4.OfthechallengingissuesinInternetbanking,whichpeoplecaremost,

is_________.

A.theprovisionofasecureplatformforbankingtransactions

B.whethermanagementhasthecreativityandvisiontoharnessthetechnology

C.howtodeliverhigh-qualityproductsforthecustomersconvenience

D.whethermanagementhastheabilitytosatisfycustomerscontinuallychangingfinancialneeds

5.FromaChineseBankspointofview,thecurrencyaccountwhichitmaintainsabroadisknownas_______,whilea

RMBaccountoperatedinChinaforaforeignbankistermed________.

A.avostroaccount;anostroaccountB.amirroraccount;anostroaccount

C.anostroaccount;avostroaccountD.avostroaccount;amirroraccount

6.If__________,suchasituationiscalledbreak-even.

A.contributionmargin=fixedcostsB.contributionmargin=totalcosts

C.profit=expenseD.salesrevenue=variablecost

7.Foreign-fundedenterprisesmayretaintheirexportearningsifthoseearnings_______.

A.getaft