新编金融英语听说教程Unit 3.ppt

LendingBusinessUnitThree金融英语听说外语教学与研究出版社

Warm-upShortDialogsLongConversationsLectureNewsReportResearchPresentationContents

ⅠWarm-up:MatchtheChineseexpressionsinColumnAwiththeirEnglishequivalentsinColumnB.MainMenuNextPart

1)汽车贷款 2)个人房屋贷款3)次级按揭贷款4)信贷风险 5)商业贷款 6)财务状况 7)按揭抵押的房产8)利率风险9)分期付款 10)一次性付款 A.paybyinstallmentsB.creditrisksC.personalhousingloansD.interestrateriskE.financialstandingF.commercialloansG.payinalumpsumH.autoloansI.subprimemortgageloansJ.mortgagedpropertyBackContinue

1)DoyouknowthetypesofpersonalloansofferedbyCIBC?Reference2)WhatdoyouthinkshouldbepreparedforaloanproposalbeforeyougotoapplyforapersonalhousingloantoCCB?Reference3)WhatshouldbeconsideredifyouwerehandlingaloanproposalasamanageroftheCreditDepartment?ReferenceDiscussinpairsandgiveanswerstothequestions.Continue

Personalhousingloans个人住房贷款Personalpurchaseloans个人消费贷款Personaloperationloans个人经营贷款Personalautoloan个人汽车贷款Personalhousingimprovingloan个人房屋维修贷款Personalconsumerdurablesloan个人耐用品消费贷款Commercialeducationalloan商业助学贷款Government-subsidizededucationalloan政府助学贷款Personalloansbackedbypledgedrights个人产权质押贷款BackMoreInformation

Personalhousingloans(个人住房贷款):Personalsecond-handhousingloans个人二手房屋贷款，个人再交易住房贷款Personalcommercialspacepurchaseloans个人商业用房贷款Individualhousingloansatfixedinterestrates固定利率个人住房贷款Personalhousingmixedloans个人住房组合贷款 Individualhousingprovidentfundloan公积金个人房屋贷款Personalmortgageloans个人住房抵押贷款Back

valididentifycertificates有效身份证明:ID身份证；Hukou户口；certificateofpermanentresidence永久居民证；passport护照;etc.Employmentcertificate工作证Propertytitlecertificate(propertyright)房产证（产权）House-PurchasingContract购房合同Incomeevidence收入证明Back

People借款人(theidenti